2018 has meant an interesting start to the year. We have seen several interest rate hikes in the US, which has affected the bond market. This has also led to the first market correction, which has caused volatility to diminish from the slumber it has rested in since 2017. This frenetic type of startup can lead to investors analyzing their …
The average term for mortgage lending is 35 years – however, the fixed interest rate often ends after five, ten or 15 years. Follow-up financing is necessary to finance the remaining debt of the loan. If the debtor opts for a bank change, ie debt restructuring, the loaned property is revalued. Revaluation as a risk factor Most borrowers are nervous …
Credit cards Credit cards, also known as prepaid credit cards, have a clear advantage over their brothers, the normal credit cards: they are free of Schufa. This means that when the credit card company applies for a credit card, no Schufa information is obtained, which is particularly useful for people who fear that their financially difficult situation, which is also …
Senior loans are often described as a shortcut to extra income and an opportunity to give yourself a better pension. It can be an attractive alternative especially as it becomes more difficult to get a regular bank loan the older you are. But what types of senior loans are on the market today and what should you think about? Senior …
After the financial crisis in 2008, securities based on mortgages, a little simplified (and sloppy) called junk bonds , got a bad reputation in the market. Of course, it was not that strange because the housing market collapsed, and despite the fact that securities with housing as an underlying asset need not be bad in themselves, the entire market was …
A private loan is a loan that is taken out without collateral. The form of the loan is also called interbank loans, which is exactly the same as private loans. It is one of Sweden’s most popular loan forms and can be used for any purpose. Unlike, for example, home loans, the borrowed amount can be used for anything and …
Wealchy is a financial services company specializing in short-term loans for people who need to get money quickly. Its foundation year is 2010. As we read on the site, Wealchy’s mission is to avoid the cynical and unscrupulous licks used by other lenders. Its second element is to provide responsible financial support for unforeseen life circumstances. During these 9 years, …
If enough money is left to live in a condominium or house, the lenders have set a third minimum amount. Our equity calculator will help you. The utility calculator determines the most important additional costs when buying a house or apartment. In financial planning, these should be considered in advance – our utility calculator helps. The real estate loan: Which …
A good entrepreneurial climate is an inevitable foundation of economic success. There are about 115,000 small and large entrepreneurs in Croatia, employing about 70 percent of workers, most of them in the County of Zagreb, Istria and Split-Dalmatia. But this is not some big figure. It is not surprising at all because entrepreneurs in their business expansion encounter numerous obstacles …
Credit calculator Nearly every homebuyer must co-finance at least part of the investment costs through a loan transaction. Real estate loans are different from personal loans, microloans or commercial loans. The main differentiator is that the refinancing is secured by a mortgage or real estate bond. Almost all real estate loans are now secured by mortgages. A lien is at …